Schedule of Services & Charges*

Transaction Description Fee
Card Activation FREE
Card Deactivation  FREE
Cash Back at Point of Sale FREE
Point of Sale Usage Fee FREE
Balance Inquiry ATM $1.50
Cash Withdrawal ATM $1.50
Customer Service (Live Agent or interactive voice response)  FREE
Lost or Stolen Card Replacement $5.00
Decline Withdrawal (ATM or Point of Sale) FREE
Register for an Account FREE
Transfer Funds Electronically from MoneyExchange Account To Bank Account  FREE
Transfer Funds from a Bank Account to MoneyExchange Account
(Add Money) 
FREE
Send Money to another MoneyExchange Accountholder  FREE
Request Money from another MoneyExchange Accountholder  FREE
Receive Money from another MoneyExchange Accountholder  FREE
Monthly Electronic Statements  FREE
Account Transactions History  FREE
Withdrawal by Check  FREE
Returned ACH Fee  $35.00 per returned ACH
Stop Payment on a Check  $20.00 per check
Paper Statement  $5.00 per statement

 * Schedule shows fees imposed by First Bank & Trust in connection with your MoneyExchange account.
Note: Other fees may be imposed by the bank or financial institution of your associated checking or savings account.

 Accounts issued by First Bank & Trust, Brookings, SD, Member FDIC and part of the Fishback Financial Corporation.